SoFi is a new kind of finance company taking a radical approach to lending. From unprecedented products and tools to faster service and open conversations, we're all about helping our members get ahead and find success.    PERSONAL LOANS Program Features Earn $100 payout for every valid and funded loan 30-day cookie   Personal Loan Details Loans between $5k - $100k, state restrictions apply¹ 3, 4, 5, 6, or 7 year repayment terms  No origination fees, no prepayment penalties Personal loans can be used for a variety of reasons, like paying off credit card debt and investing in home improvements     STUDENT LOAN REFINANCE Program Features Earn $150 payout for every valid and funded loan 30-day cookie   Student Loan Refinance Details Loan terms: 5, 7, 10, 15 and 20 year  No application, no origination fees, no prepayment penalties   1 SoFi Personal Loans are not available to residents of MS. Additional state restrictions may apply regarding maximum interest rates and minimum loan amounts. See SoFi.com/eligibility for more state eligibility details. Information as of April 2018 and subject to change.    *Notice: SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment, Income Contingent Repayment, or PAYE.   SEARCH POLICY Affiliates can use generic keywords in their search engine optimization but may not use our TM name, TM+, our domain name, misspellings, or variations of these.