The convenience of using a credit card cannot be argued upon.

It is much safer than carrying wads of notes each time you step out, of course with due caution.

Credit cards prove useful when making high value transactions.

And there is always a proof to rely on when you make payments on cards; they always leave behind a trail.

In addition to all these benefits, credit cards also offer you benefits in form or rewards or cash back.

Very often we face a dilemma in choosing which card would be beneficial to you.

Before going into the advantages,lets try to understand how both the options work.

Rewards scheme