I will try to make this short and sweet. There have been a couple of times where I thought I would be leaving, but  hung on to WA b/c I thought I would have the money to keep it. I also thought my MS would get better enough to where I would be going back to work (at my 9-5 job) and that I would start trying to work on IM part time again.  Well...that hasn't happened yet. Things with my MS haven't gotten much better and financially my husband and I are worse off than ever before.