My name is David. I'm a mid forties IT guy that has been kicking the tires on IM for a really long time. If only I had made the commitment to do it then.....

When I was in college, I chose computer science/information systems as my major. After leaving school, I thought that the technical side of IT would suit me best. I wish I had listened to a friend of mine when he told me, "In order to make real money in this world you have to either OWN it or SELL it!" Turns out he was right.

I have a decent salary that pays the bills, but that's not good enough for me. I took on too much debt and now I'm looking for a way to clear my debt once and for all and live life by my terms. I've worked hard all of my life and I'll continue to work even harder for myself.

I am a big believer in "PAY IT FORWARD".