I own the 'luckiest woman alive' title in that I have a wonderful husband and 3 gorgeous kids. I've been privileged to be a stay at home mum and indulge my craft interests and go for coffee with my friends each week.

Money is tight on one income though, especially since we have an international marriage, and for twenty years our holidays have been overseas to see family.

At this stage in life we would like to be 'getting ahead'. Paying off our home! Flying business class (yes we were lucky enough to do that and how do we go back?!). Own a second car. Live in the country. Holiday where we want as well as where we have to go.

Most of all I want more time with my husband. A life where he doesn't work 9-5 to provide for the kids and sacrifice his family time and his wonderful dreams in the meantime.

This is my motivation. This is my quest!